• 7 Things to Look out For Before you Avail a Home Loan

    7 Things to Look out For Before you Avail a Home Loan

    Lenders today have relaxed home loan eligibility requirements, and this helps you avail funds for home purchases without having to jump through hoops. What’s more, you can now access a range of digital provisions, and features like the online loan application make the process of getting a housing loan in India a lot easier. While it is true that it is easier to access funds today, you must remember your responsibility of repaying the loan on time. Many borrowers are quick to accept loan deals but end up struggling with repayment down the line. It is possible to address such problems with ease and to get insight on this subject,…

  • icici home loan
    Business,  Finance

    What Does ICICI Home Loan Interest Rate Mean to You?

    As the home loan remains invariably in large amounts, the repayment period has to be substantially longer to accommodate the EMI on your budget. But, at the same time, there needs an eye on the interest payment that would go through the EMIs whose extended form is Equated Monthly Installments. So, there’s a need to research on the lenders that can offer you a loan and that too at an attractive rate of interest to rein in the outgo. While researching, you could come across ICICI Home Loan Interest Rate offers. As it is a reputed bank with around 5,000 branches across India, you could think of evaluating its offer.…

  • Business,  Finance

    What to Do as Home Loan Interest Rates Firm Up?

    For a good four a half-year, the Reserve Bank of India (RBI) remained mum on raising the repo rate, the rate at which the central bank lends to commercial banks, before it hiked the same on June 6, 2018. Before the hike, there were monetary easing from RBI which led to the reduction of interest rates from lenders. Banks’ MCLR, a 2-year old interest rate benchmark, fell by more than 100 basis points, especially after demonetization. The low inflation also led RBI to ease the policy rates, further transpiring into a reduction of home loan and other rates. But now, tides are turning with MCLR notching up all the time.…

  • Business,  Finance

    Does HDFC Home Loan EMI Calculator Help You Buy a House?

    The dream of having a home is still buoyant among the buyers who despite a plethora of finance schemes haven’t been able to experience the glory of living in their house. While some are offering limited finance, many charge interest at exorbitant rates, eluding a huge chunk of people from being called homeowners. However, HDFC Limited, the parent company of the popular HDFC Bank and others, is rather a different one compared to the rest with its rich vein of home loan offers. You can check the feasibility by understanding the function of HDFC home loan EMI calculator. How to Make Best Use of HDFC Home Loan EMI Calculator? You…

  • Business,  Finance

    Want to Know the Minimum Cibil Score for Loan? Read This

    The moment you apply for a loan, it would not be wrong to say that one question which you must have heard many times is none other than what is your cibil score for loan? Right? After all, it is a universal truth that an individual having a credit history may get a hassle-free loan. If we talk more about the same,it would not be wrong to say that it is a numeric representation of an individual’s credit history and repayment record. Usually, this score ranges from 300 to 900 and a score of 700 or above is preferred by many lenders. However, talking about the minimum score required for…

  • lic home loan emi calculator
    Business,  Finance

    Read This to Know about LIC Home Loan EMI Calculator to Enjoy a Hassle-free Journey

    Curious to avail a home loan online? If yes, you must be looking for the best lender, isn’t it? And, if that is the case with you, all you need to do is just go through the article below. Today, in this article, we are going to talk about LIC HFL Home loan, which is no doubt one of the leading and renowned names in the industry. Yes, being a reputed name in HL arena, it would not be wrong to say that this lender with its best of product and services meet the needs of one and all. But if you are thinking to avail the same, it is…

  • hdfc home loan
    Business,  Finance

    Everything You Need to Know about HDFC Home Loan Rates

    When it comes to availing a home loan, it would not be wrong to say that the first and foremost thing that comes to the mind is none other than the interest rates. Yes, these rates play an influential role in the overall journey of an applicant hence always grab the attention of many. However, one thing that needs to be mentioned here is the fact that now that we are talking about the rates, it is important that we should also talk about the best lender. Yes, without an ideal lender, who would offer you the best deal? And, to keep you away from the dilemma of finding the…